The average US consumer owes over $15,000 in credit card debt and over $150,000 for their mortgage. That puts a lot of consumers over-their-heads with debt. But consumers aren’t the only ones who end up with too much debt. Sometimes churches find themselves upside down in their mortgage payments … or worse. In this episode, Dr. Bill has a one-on-one conversation with Scott McKenzie of Horizon’s Stewardship about the issue – and will get you some ideas on how to deal with the issue.